Get started with a USAA Rewards™ Visa Signature Credit Card Join now for a USAA Rewards™ Visa Signature Credit Card
Bonus Rewards See note 1
Rates * Note:View the USAA Rewards™ Visa Signature See note ® Card Rates and Fees.
An interest rate that can increase or decrease based on an "index" such as the prime rate. For example, if a variable rate is based on the prime rate plus a margin of 9.65% and the prime rate is 3.25%, then the current variable interest rate will be 12.9%.
Close popover Close popoverMany banks make you pay more in interest charges when you've had a late payment or if your account goes over the credit limit. These charges can be more than double the interest you pay — and they can be charged indefinitely.
Our credit cards do not have penalty APRs.
Close popover Close popoverThere is a transaction fee of 5% of the amount of each Balance Transfer and each Cash Advance (including Convenience Checks). Cash Advance Fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account.
Close popoverYour total points increase with every Qualifying Purchase. Redeem them your way, on your schedule.
Keep tabs on your rewards. Points for posted transactions are usually added within 48 hours. Check your total on usaa.com or the mobile app.
Carry a credit card that's easy to use and manage, with peace of mind built in.
We offer a full range of credit cards to meet your needs.
Those who like the stability of cash rewards and flexibility to spend it on whatever they want.
Those who carry a balance from month to month.
Note 1 You will earn rewards based on your Qualifying Purchases. Qualifying Purchases are the Purchases of products or services that post to your Account, minus any returns, refunds, or other adjustments made with your Account by you or an Authorized User of your Account. Certain restrictions apply, including limitations if your Account becomes delinquent or closed. Transactions that are not Qualifying Purchases do not earn rewards. See the Reward Program Terms and Conditions for more information.
Note 2 There is a transaction fee of 5% of the amount of each Balance Transfer, Convenience Check and Cash Advance. The Cash Advance fee is waived when you transfer funds electronically from your USAA credit card to your USAA Bank deposit account.
Note 3 Zero liability policy: You are not liable for unauthorized use that is reported to us. Unauthorized use means the use of a credit card by someone other than you who does not have actual, implied or apparent authority for such use and from which you do not receive a direct or indirect benefit.
Note 4 Certain terms, conditions and exclusions apply. Please refer to the Credit Card Benefits Guide for further details.
All credit cards subject to approval.
If you apply for a USAA Visa Signature® Credit Card and are approved for a credit limit less than $3,000 you'll automatically be issued a USAA Visa® Platinum Credit Card with the same terms and fees. This is not applicable to the USAA Eagle Navigator™ Visa Signature® Credit Card.
Apple Pay ® is a registered trademark of Apple Inc.
Google Pay is a trademark of Google LLC.
Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.
The Contactless Indicator and Contactless Symbol are trademarks owned by and used with permission of EMVCo, LLC.
Visa is a registered trademark of Visa International Service Association and used under license.
American Express is a federally registered service mark of American Express and is used by USAA Federal Savings Bank as the credit card issuer pursuant to a license.
Membership eligibility and product restrictions apply and are subject to change.
"USAA Bank" means USAA Federal Savings Bank.
Bank products offered by USAA Federal Savings Bank, Member FDIC. Credit card, mortgage and other lending products not FDIC-insured.
